I’m supported by VARIOUS agencies and FMO’s ( Field Marketing Agencies) that assist Independent brokers like myself—with this support I provide EXCELLENT services and technology for my clients and groups just like any other small-mid sized company. For my small business group insurance I work closely with one of the largest General Agencies, Word & Brown who provide FREE value added benefits for my groups like HR WOW—an HR platform that helps small businesses with HR issues and compliance and Cobra Admin for larger groups. Additionally, we offer online enrollment platforms that help the employer and employees enroll and keep track of enrollments along with payments—all streamlined to help your small business. My retirement business, I work with a few FMO’s—LifePro and Gameplan in which I’m appointed with all the major Financial/Life Insurance Companies in the country—including, Allianz, North American, Lincoln Financial, John Hancock, American National, EquiTrust to name a few—(over 20+ companies) all A & A+ rated. With Medicare, I work with a boutique agency out of Poway, Terri Yurek Insurance Services where I represent all the major carriers in California—including, United Health Care, SCAN, Anthem, Aetna, Blue Shield, Humana and Care 1st, as well as all Supplemental Plans ( Plan F, G, N, etc). We work closely with SCRIPPS where I have a Medicare Kiosk in the locations of Mission Valley and Rancho San Diego. In my business practice, I represent all the TOP companies in the industry and I pass this knowledge and expertise about them to HELP EDUCATE & ENROLL you.